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Credit Card2026-01-02T18:48:25+05:30

Discounts on Movie Tickets

Get Cashback Rewards

Zero Fees - Lifetime Free

Surcharge Waiver On Fuel

RuPay Credit Cards With UPI

Discounts at favourite Merchants

Unlimited Rewards | Never Expiring

10X Rewards

On UPI, earn 10% of your spends as Reward Points at any Fuel outlet (Max 400 Points per month, Min Rs 400 per transaction)
On card swipes, earn 1% of your spends as Reward Points at any Fuel outlets (Max 40 Points per month, Min Rs 400 per transaction)

Unlimited 5X Reward

Earn 5X Reward Points on your spends made via UPI and POS transactions.
Add on any UPI App, not just ours
You don’t need to worry about which platfrom, app, or shop you are using. Whether shopping online, paying at a store, or making other eligible purchases, you will earn rewards on all of them.

Easily Improve Your Credit Score to 750+

Get Credit Card by FD

Gives you easy access to credit while minimizing risk for a strong financial future.

Pay Your Credit Card Bills on Time

Make timely payments to avoid fees and improve your credit score.

Track Your Credit Score

Monitor your credit score regularly to see your progress and stay on track.

Card from your favourite bank

Provide Your Details

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Provide Your Details

Occupation *

Get Assured Reward

Worth ₹1000* Grab

the Limited-time Offer!

Discounts on Movie Tickets

Get Cashback Rewards

Zero Fees - Lifetime Free

Surcharge Waiver On Fuel

RuPay Credit Cards With UPI

Discounts at favourite Merchants

Unlimited Rewards | Never Expiring

10X Rewards

On UPI, earn 10% of your spends as Reward Points at any Fuel outlet (Max 400 Points per month, Min Rs 400 per transaction)
On card swipes, earn 1% of your spends as Reward Points at any Fuel outlets (Max 40 Points per month, Min Rs 400 per transaction)

Unlimited 5X Reward

Earn 5X Reward Points on your spends made via UPI and POS transactions.
Add on any UPI App, not just ours
You don’t need to worry about which platfrom, app, or shop you are using. Whether shopping online, paying at a store, or making other eligible purchases, you will earn rewards on all of them.

Easily Improve Your Credit Score to 750+

Get Credit Card by FD

Gives you easy access to credit while minimizing risk for a strong financial future.

Pay Your Credit Card Bills on Time

Make timely payments to avoid fees and improve your credit score.

Track Your Credit Score

Monitor your credit score regularly to see your progress and stay on track.

Card from your favourite bank

Key Benefits of Credit Cards

Unlock a world of advantages and premium privileges with your credit card

Easy EMI Options

Convert large purchases into affordable monthly installments with low or zero interest rates.

Purchase Protection

Get insurance coverage on purchases and extended warranty protection on eligible items

Global Acceptance

Use your card worldwide at millions of merchants and ATMs across 200+ countries

Digital Payments

Link your card to digital wallets and enjoy contactless payments for quick transactions

Welcome Bonuses

Receive attractive sign-up offers, bonus reward points, and exclusive first-year benefits

No Annual Fees

Enjoy lifetime free credit cards with zero joining fees and waived annual charges

Expense Tracking

Monitor your spending with detailed statements and mobile app notifications

Entertainment Perks

Get access to movie tickets, dining offers, and exclusive event bookings

Instant Approval

Apply online and get approved within minutes with minimal documentation required

Types of Credit Cards

Choose from a wide range of credit cards designed to suit your unique lifestyle and spending patterns

Rewards Credit Cards

Earn points on every purchase that can be redeemed for merchandise, gift cards, travel, or statement credits. Perfect for frequent shoppers who want to maximize their spending benefits.

Cashback Credit Cards

Get a percentage of your spending back as cash rewards. Ideal for those who prefer straightforward benefits with no complicated redemption processes.

Travel Credit Cards

Enjoy travel perks like airline miles, hotel points, airport lounge access, and travel insurance. Best suited for frequent travelers seeking premium travel experiences.

Fuel Credit Cards

Save money on fuel purchases with special discounts and reward points at gas stations. Great for daily commuters and vehicle owners.

Shopping Credit Cards

Access exclusive deals, discounts, and offers at partner retail stores and e-commerce platforms. Perfect for avid shoppers and online buyers.

Secured Credit Cards

Build or rebuild your credit score with a card backed by a security deposit. Ideal for first-time credit card users or those with limited credit history.

Why Choose Credit Cards?

Discover the compelling reasons why millions trust credit cards for their daily financial needs

Build Credit History

Responsible credit card usage helps you establish and improve your credit score, which is essential for future loans, mortgages, and better financial opportunities.

Financial Flexibility

Access funds when you need them most without dipping into your savings. Manage unexpected expenses and emergencies with ease and confidence.

Interest-Free Period

Benefit from 45-50 days of interest-free credit when you pay your full balance by the due date. Use this period to better manage your cash flow.

Reward & Benefits

Earn valuable rewards, cashback, and points on every transaction. Get access to exclusive deals, discounts, and promotional offers from partner merchants.

Enhanced Security

Enjoy advanced fraud protection, zero liability on unauthorized transactions, and secure online payment options with EMV chip technology and OTP verification.

frequently asked questions

What are the minimum documents required for credit card approval?2025-12-19T14:16:21+05:30

  • PAN Card

  • Aadhaar Card

  • Income Proof (Salary Slip / ITR)

Can I get a credit card without income proof?2025-12-19T14:16:38+05:30

Yes, some banks offer secured credit cards against a fixed deposit. These cards don’t require income proof and are a great way to build your credit score.

What is the minimum credit score required to get a credit card?2025-12-19T14:17:47+05:30

Most banks require a CIBIL score of 700+ for instant approval. However, some cards are available for first-time users without a prior credit history.

How can I increase my credit card limit?2025-12-19T14:17:52+05:30

You can request a limit increase after 6–12 months of responsible usage. Banks typically review your payment history, income growth, and overall credit score before approving a higher limit.

Are there annual fees for credit cards?2025-12-19T14:17:56+05:30

Many cards have an annual or joining fee, but these can often be waived if you spend above a certain amount each year. Some entry-level cards also come with lifetime free offers.

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