Privacy Policy
Winiyog (“we”, “us”, or “our”) values your trust and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and share your information when you use our services to explore or apply for credit cards, loans, or other financial products.
Information We Collect
We may collect the following types of information:
a. Personal Information
- Name, email address, phone number
- Date of birth, gender, and address
- PAN, Aadhaar, or other government IDs
- Employment and income details
- Credit history and financial documents
b. Device & Usage Information
- IP address, device type, operating system
- Usage data, browser information
- Location (with permission)
How We Use Your Information
We use your data to:
- Match you with suitable credit cards and loan offers
- Verify your identity and conduct KYC checks
- Assess eligibility and process your application
- Communicate offers, updates, and promotions
- Comply with legal and regulatory requirements
Data Sharing and Disclosure
We may share your data with:
- Banks, NBFCs, and financial partners to process applications
- Credit bureaus (e.g., CIBIL, Experian) for credit checks
- Service providers for verification, analytics, or customer support
- Government or law enforcement if required by law
We do not sell your personal information to third parties.
Data Security
We use industry-standard security measures (encryption, secure servers, restricted access) to protect your data. However, no system is 100% secure.
Your Rights
You can:
- Access or correct your personal data
- Withdraw consent at any time
- Request deletion of your information (subject to legal limits)
Changes to This Policy
We may update this policy from time to time. We’ll notify you of major changes via app, website, or email.
Contact Us
If you have questions or concerns, contact: